Protection

 

The first thing to consider when discussing life insurance is what effect your death, illness or disability would have on you or your families standard of living.  You should therefore think about your life insurance needs if:

• You have a spouse

• You have children who are dependent on your income

• You have an ageing parent or relative who depends on you for support

• You have another loved one you want to provide for

• You have business or estate planning needs

• Your pension and savings are not enough to protect your loved ones from the rising cost of living

How would your spouse or partner, child or other dependant survive if they lost your income?

 

There are five main types of life insurance to choose from. The choice of type of life insurance policy you take out will depend on your own personal needs.

 

 

Family Income Benefit
This type of life insurance pays an income in the event of the life insured dying. You decide how much annual income you or your partner would need and for how many years the insurance is required. This plan is particularly useful if you are not used to handling large amounts of money

 

If you wish to know more about how we can help you assess your protection needs, please use the ENQUIRY FORM without obligation.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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For mortgage advice you can choose how we are paid: pay a fee, usually 1% of the loan amount or we can accept commission from the lender