Protection

 

The first thing to consider when discussing life insurance is what effect your death, illness or disability would have on you or your families standard of living.  You should therefore think about your life insurance needs if:

  • You have a spouse

  • You have children who are dependent on your income

  • You have an ageing parent or relative who depends on you for support

  • You have another loved one you want to provide for

  • You have business or estate planning needs

  • Your pension and savings are not enough to protect your loved ones from the rising cost of living

How would your spouse or partner, child or other dependant survive if they lost your income?

 

There are five main types of life insurance to choose from. The choice of type of life insurance policy you take out will depend on your own personal needs.

 

Income Protection
Family Income Benefit
Critical Illness
Level Term Life Assurance
Mortgage Protection

 

Income Protection
This type of insurance replaces a portion of your income after a certain period of being unable to work. Typically, benefit is paid monthly, is tax free, and continues until you either return to work or reach 65.

 

If you wish to know more about how we can help you assess your protection needs, please use the ENQUIRY FORM without obligation.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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For mortgage advice you can choose how we are paid: pay a fee, usually 1% of the loan amount or we can accept commission from the lender

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Cheque-Mate is a trading style of T. Andrews Financial Services Limited,

an Appointed Representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority.

Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427.

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The FSA do not regulate some forms of mortgages

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The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore restricted